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The large 4 account for around 75% of market share in Australia’s banking sector. Although this concentration will not be unique internationally, it is actually certainly much higher than in many other produced nations.
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Some countries where the highest five banking institutions account for a lot more than 3-fourths of the market incorporate copyright and Sweden. Nevertheless, among the other formulated economies, the best 5 banks only account for about forty% industry share in Germany, the US and British isles, and all around fifty% in France and Japan.
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Even though bigger banking institutions produce returns on equity earlier mentioned their price of funds, lesser banks face a funding and running Expense downside.
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